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Mortgage industry of the United States

Human Geo Chp. 13

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Isaiah Bennett p.1 5/6/13 CH.13 K.I 3 I Inner-City Physical Issue The major physical problem faced by inner-city neighborhoods is the poor condition Deteriorated housing can either be demolished and replaced with new housing or it can be Process of Deterioration As the number of low-income resident increase in the city the territory they occupy expand Middle-class families move out of a neighborhood to never housing farther from the center and sell or rent their houses to lower-income families Filtering Filtering Process of subdivision of houses and occupancy by successive waves of lower-income people Redlining Redlining Drawing lines a map to identify areas in which they will refuse to lean money Although redlining is illegal enforcement of law against it is frequently difficult

AP Economics Chapter 4 and 6 notes

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Chapter 4 Notes, Economics Sect 1 Credit: the receiving of funds either directly or indirectly to buy goods and services today with the promise to pay for them in the future. The amount owed ? the debt ? is equal to the principal plus interest Principal: the amount originally borrowed in a loan Interest: the amount the borrower must pay for the use of someone else?s (the bank?s, credit union?s, stores, etc.) funds. Installment Debt: one of the most common types of debt today. Consumers repay this type of loan with equal payments, or installments, over a period of time. Ex. 36 equal payments over 36 months Durable Goods: manufactured items that last longer than 3 years, on an installment plan. Many are bought on an installment plan.
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